Water-intrusion alarms and smoke detectors are especially valuable tools for homeowners who have artwork, high-end carpets or expensive collections.
If you have an older model of these devices, you might want to consider upgrading. Newer technologies may include humidity detectors, targeted fire suppression and remote notifications to restoration professionals, allowing ongoing protection for your home and valuable objects even when you are away for extended periods. Protecting treasures like original artworks and cigar, wine, coin and stamp collections is more effective when you use advanced safeguards with updated technology and upgraded equipment.
Fire detection and suppression technology for the home has vastly improved over the past decade. The higher standard in fire detection is the laser technology smoke detector, which is able to detect small particles to warn against fire and heat before the standard smoke detector can detect danger. Additionally, built-in “smart eye” suppression systems can sense and locate a fire at its earliest stage and send a targeted spray of water to put it out. Stove-top canisters are available to release a fire-suppression powder that douses a blaze before it creates widespread damage.
If you have valuable personal property in your home, talk to your agent today about scheduling items on a personal articles floater-type policy to get the optimal financial protection.
If you want to know more about fire technology and advances to protect not just property, but also the lives in your home, log on to the National Fire Protection Association's website, www.nfpa.org, to learn more about fire safety and preparedness for you and your family.