Pre Header “WE BUILD RELATIONSHIPS”  847.258.5310

 



Get a Quote
Interested In
Zip Code
Quick Links


Check Your Windstorm

Insurance Coverage

With major disaster declarations in some parts of the U.S. due to tornado activity, business owners should take a close look at their property insurance coverage and how it will (or won't) respond to claims of windstorm damage.

When reviewing your home or business insurance policy, here are a few considerations:

Does your policy cover claims of windstorm damage? This is the first and most important question you must answer. Examine your policy and determine if it includes coverage for only “named perils.” If so, make sure that windstorm is one of the named perils on your policy. You should ask your insurance agent for information on a different type of policy, which is often called “open perils.” This type of policy usually provides better coverage for many types of losses, including windstorm.

What is your policy's deductible? This should be an easy question to answer; the deductible amount typically appears on the Declarations/Information page of your policy. Should you wish to raise or lower your deductible, contact your insurance agent.

Is the deductible different for claims of windstorm damage? In some cases, the policy may include a separate, more expensive deductible for claims of windstorm damage. You should be aware of this before the damage happens to avoid a surprise at claim time.




Share |


No Comments


Post a Comment
Name
Required
E-Mail
Required (Not Displayed)
Comment
Required


All comments are moderated and stripped of HTML.
Submission Validation
Required
CAPTCHA
Change the CAPTCHA codeSpeak the CAPTCHA code
 
Enter the Validation Code from above.
NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive


View Mobile Version

 

  Our Site Links
Home Page
Who We Are
Map & Direction
Get A Quote
FAQ
News Center
Contact Us
    Type of Insurance
Business Insurance
Employee Benefits
Personal Insurance
Specialized Insurance
Insurance Glossary
Policy Review
     Get Connected with Heil & Kay
               
 

IRA Website